Our clients switch to S.M Merchants because we deliver what others promise — transparency, savings, and real support. Each setup is tailored to your business type, ensuring you get seamless processing and predictable results from day one. No surprises, just proven performance.
We started S.M Merchants to level the playing field for small and mid-sized business owners. Our mission is simple: remove unnecessary costs, simplify payments, and return control to the people who make local economies thrive.
Founder and Founder & CEO
Saadiq Mustafaa founded S.M. Merchants All N 1 to change how businesses handle payments. With two decades in finance and customer service, he’s driven by one goal — helping merchants process payments free of hidden fees, contracts, and corporate games.

This badge signifies our commitment to the spirit of entrepreneurship, self-sufficiency, and economic empowerment rooted in the tradition of historic Black Wall Street. As a Chicago-based business, S.M Merchants All N 1 is proud to champion local commerce and ethical business practices, ensuring every proprietor has the tools to thrive.

The Black Wall Street USA badge reflects our dedication to transparent, integrity-driven commerce on a national scale, drawing inspiration from the resilience established in 1830 Tulsa, Oklahoma. S.M Merchants All N 1 carries this powerful legacy forward by providing zero-fee merchant services and free equipment, empowering businesses to maximize their profits and operational freedom.

North American Bancard provides the robust, industry-leading infrastructure that ensures secure and reliable payment processing for all our clients across the nation. This powerful partnership guarantees that S.M Merchants All N 1 can consistently deliver cost-saving solutions with seamless stability.

NETEVIA PLATINUM supplies the cutting-edge, secure technology essential for modern merchant services, ensuring quick and protected transactions. Through this partnership, we equip your business with complimentary, high-performance equipment, keeping your focus on growth, not fees.

Celero Commerce brings integrated and innovative commerce solutions, giving your business the flexibility to accept payments wherever you operate, from a physical store to a mobile business like a food truck. Their expertise supports our long-term commitment to providing legitimate and dependable processing options across all 50 U.S. states.